Friday, February 17, 2006

While writing today's rant I found myself writing a lot of numbers. In my rough draft of the rant I used all figures because it is faster to type out. Then as I go through the spell checking process and the second draft I change all my figures to written out words.

Today I was changing a lot of numbers so I decided to Google the proper etiquette for using numbers in a written form. So here for your enjoyment is the 11 rules for writing numbers.


WRITING NUMBERS

Rule 1. The numbers one through ten should be spelled out; use figures for numbers greater than ten.
Examples I want five copies.
I want 15 copies.

Rule 2. With a group of related numbers where one number is above 10 in a sentence, write the numbers all in figures. Use words if all related numbers are 10 or below.
Correct I asked for 5 pencils, not 50.
Correct My ten cats fought with their one cat. Their cat won.
Incorrect I asked for five pencils, not 50.

Rule 3. If the numbers are unrelated, then you may use both figures and words. One through ten should again be spelled out.
Examples I asked for 30 pencils for my five employees.
My nine cavities are exceeded in number by my 14 teeth.
My ten toes exceed in number my one nose.

Rule 4. Always spell out simple fractions and use hyphens with them.
Examples One-half of the pies have been eaten.
A two-thirds majority is required for that bill to pass in Congress.

Rule 5. A mixed fraction can be expressed in figures unless it is the first word of a sentence.
Examples We expect a 5 1/2 percent wage increase.
Five and one-half percent was the maximum allowable interest.

Rule 6. The simplest way to express large numbers is best but be careful to be consistent within a sentence.
Example 4 million dollars OR $4 million OR four million dollars (not $4,000,000)
Correct You can earn anywhere from $500 to $5,000,000.
Incorrect You can earn anywhere from $500 to $5 million.
Correct You can earn from five hundred to five million dollars.
Incorrect You can earn from $500 to five million dollars.

Rule 7. Write decimals in figures. Put a zero in front of a decimal unless the decimal itself begins with a zero.
Examples The plant grew 0.79 of a foot in one year.
The plant grew only .07 of a foot this year because of the drought.

Rule 8. When writing out large numbers of five or more digits before the decimal point, use a comma where the comma would appear in the figure format. Use the word and only where the decimal point appears in the figure format.
Examples $15,768.13 (Fifteen thousand, seven hundred sixty-eight dollars and thirteen cents)
$1054.21 (One thousand fifty-four dollars and twenty-one cents)
Note: The comma is now commonly omitted in four-digit whole numbers.

Rule 9. The following examples apply when using dates:
Examples The meeting is scheduled for June 30.
The meeting is scheduled for the 30th of June.
We have had tricks played on us on April 1.
The 1st of April puts some people on edge.

Rule 10. Hyphenate all compound numbers from twenty-one through ninety-nine.
Example Forty-three people were injured in the train wreck. Twenty-three of them were hospitalized.

Rule 11. Write out a number if it begins a sentence.
Examples Twenty-nine people won an award for helping their communities.
That 29 people won an award for helping their communities was fantastic!

Monday, February 13, 2006

SUNRIDGE CONDOS $298,500

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Sent: Saturday, February 11, 2006 3:42 AM
To: Thom
Subject: New Listing Avon Condominium SUNRIDGE CONDOS 2 102


Avon
SUNRIDGE CONDOS 2 102 $298,500


List Price: $298,500
Bedrooms: 2
Baths: 1.75
Heat: E B
Approx Sq Ft: 768.0
Year Built: 1980
Furnished: UNFURN
Property Type: Condominium
Association Dues: 237.0 MO
Taxes: 723.0
Transfer Tax: 2.0
Acres: 0.05
MLS#: V307925

Details: PHENOMINAL REMODEL!!!!!!!!!!!!!!!!!!!!!!! New everything! Steps to the Bus Line, the new Ski Lift, Gold Medal Trout Fishing, shopping and dining. WILL NOT LAST!!!!!!!!!


Listing Information Courtesy of 1

Copyright (c) 2003 Mountain Region MLS. The information displayed herein was derived from sources believed to be accurate, but has not been verified by Mountain Region MLS. Buyers are cautioned to verify all information to their own satisfaction. This information is exclusively for viewers' personal, non-commercial use. Any republication or reproduction of the information herein without the express permission of the Mountain Region MLS is strictly prohibited.

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From: Thom
Sent: Monday, February 13, 2006 8:39 AM
To: Vail Life
Subject: FW: New Listing Avon Condominium SUNRIDGE CONDOS 2 102

I did it, my condo hit the magic $290 mark where I can get rid of my PMI. (Property Management Insurance for you non-home owners.) If this thing sells for at least $290 then this fall I can get rid of my $185 dollar a month PMI by refinancing.

I think I may have to go see this place just to see what makes it so special that they jumped the price almost 20K over the last condo in my building that sold.

Even though I am happy to see the asking price I would be surprised if they got 280 for it. I will let you know how it turns out.

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From: Justin
Sent: Monday, February 13, 2006 7:39 AM
To: Thom
Subject: RE: New Listing Avon Condominium SUNRIDGE CONDOS 2 102

You mean you are trying to sell already?

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From: Thom
Sent: Monday, February 13, 2006 8:52 AM
To: Justin
Subject: RE: New Listing Avon Condominium SUNRIDGE CONDOS 2 102

Not sell, just get rid of my PMI. It saves me my $200 a month insurance payment against the loan of my mortgage that I will not default on the loan. You pay this insurance for 10 years or when you owe 80% of your loan, which ever comes first. That is why you always try and get a 20% down payment, either through loans like an 80/10/5 or having lots of liquid funds. Since I financed 97% I need the value of my property to go up to meet my 80% target.

I financed 230,000 after my down payment. If I get it appraised at 80% or $280,000+ then I only owe 80% and I can get rid of my loan insurance.

You need to know these things if you are going to buy a house.

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From: Justin
Sent: Monday, February 13, 2006 7:53 AM
To: Thom
Subject: RE: New Listing Avon Condominium SUNRIDGE CONDOS 2 102

Well, I doubt I will be paying $250,000+ for a house. Not unless I win the lottery or something. I will probably have no problem having 20% to put down on a home when I buy.

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From: Thom
Sent: Monday, February 13, 2006 9:01 AM
To: Justin
Subject: RE: New Listing Avon Condominium SUNRIDGE CONDOS 2 102

Yeah, REALLY expensive housing is the biggest disadvantage to living here. I am paying out the nose for an apartment about twice as big as the one you live in now. They really bend you over when it comes to buying a house out here.

But like I have said before, my 240 condo is already worth 270. I could sell today and walk away with 30K cash. I am hoping to see my house reach 300K in value. When I sell this thing I want to have 75K cash cushioning my next house down payment. Just to bad all my money is tied up in this house now. Doesn't leave much for fun times after my 2,000 a month house payment.

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From: Justin
Sent: Monday, February 13, 2006 8:02 AM
To: Thom
Subject: RE: New Listing Avon Condominium SUNRIDGE CONDOS 2 102

OUCH!!! Yeah, I can imagine. Or at least I can try to imagine. So, what you are planning on doing is once that place reaches about $325k, you plan on selling to have $75k for the next place, right?

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From: Thom
Sent: Monday, February 13, 2006 9:09 AM
To: Justin
Subject: RE: New Listing Avon Condominium SUNRIDGE CONDOS 2 102

Unfortunately when this place sells for so much that I would have 75K walking out of it, I don't know if I would be able to buy another place up here.

At that point I either need to look at moving down valley, maybe some place about an hour down the freeway back in the woods with some land and a high speed Internet connection, or I will look at moving to Denver and getting some management position with some company there. At that point where I live will be defined by what type of career I want.